Buying an apartment in the Netherlands? The VvE can make or break your investment. Upload the documents from the seller and get a clear analysis — finances, maintenance, insurance — in English.
Free, no commitment. Takes 2 minutes to upload, report ready in minutes.
We analyze every document and give you a clear picture of the VvE's health — the things your makelaar won't tell you.
Reserve fund adequacy, contribution levels, outstanding debts, and whether the budget actually covers planned maintenance.
What's overdue, what's coming up, and whether the building has a proper MJOP. Urgent items are flagged.
Building insurance, liability, glass — is everything covered? We check policy amounts, expiry dates, and gaps.
When was the last meeting? Who's on the board? Are there open issues or disputes between owners?
Splitsingsakte analysis — ownership fractions, cost allocation rules, and any unusual provisions you should know about.
Missing documents, dormant VvEs, inadequate reserves, overdue maintenance — anything that should give you pause.
Drag in the VvE documents from the seller or makelaar — jaarrekening, splitsingsakte, notulen, MJOP, insurance policy. Whatever you have.
Our AI reads every document and cross-references findings across financial, legal, maintenance, and insurance categories. Usually takes 1-2 minutes.
A clear, structured report in English covering every aspect of the VvE. Download as PDF to share with your mortgage advisor or aankoopmakelaar.
Don't know which documents to request? Here's your checklist.
Splitsingsakte
The legal foundation — ownership fractions, rules, cost allocation
Jaarrekening (annual accounts)
How money is spent, reserve fund level, any debts
Notulen (meeting minutes)
What's been discussed, disputes, planned work
MJOP (maintenance plan)
What maintenance is planned and whether it's funded
Insurance policy
What's covered, by whom, and whether it's current
Don't have all of these? No problem — upload what you have and we'll tell you what's missing.
A bad VvE can cost you thousands in unexpected contributions, special assessments, or deferred maintenance. Check it first — it's free.